''Seller offering $10, 000 towards Buyers closing cost or Rate Buy Down.'' Welcome to this beautifully updated move in ready home located in the desirable Settlers Ridge community. This 3-bedroom, 2-bathroom residence sits on a spacious 0.37-acre lot and offers the perfect blend of comfort, style, and privacy. Updated kitchen and bathrooms with modern finishes, No carpetingeasy-to-maintain tile and LVP flooring throughout. Fully fenced-in backyardideal for pets, play, and entertaining. One-car garage with additional driveway parking. Nestled in a low-traffic cul-de-sac. Convenient access to shopping, dining, highways, NAS/JAX and schools. Roof and HWT 2016.